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Pay it forward

Pay it forward so that youth can pay it back

The time-honored principle of tithing does not mean that we must give away 10% of our wealth.  (If that were so, we would have little left after 10 years!)

It means that we should give away 10% of the increase.

One creative way to do this is to set aside some capital that you do not need right away - but will need later.  A broker can invest 90% of that money in a reliable fund that will grow back to 100% during the period that you don't need it.  Then it can be returned to you from that investment fund.

Meanwhile, the 10% skimmed off at the time that you commit the funds can be released into C4L's endowment fund.


Growing C4L's Sustainability Fund

The broker sends your 10% gift to C4L's Sustainability Fund. Your 90% is secure and will be returned to you when it grows back to the origonal 100% level.

Giving from you increase tops up C4L's sustainability fund.  This has been set up as a kind of endowment fund or rainy-day fund.  It is managed on behalf of C4L by the Christian Development Trust Foundation in Johannesburg.  Only interest can be skimmed off from time to time to provide balance-of-payments support to C4L, and this can only be triggered by a C4L Board Resolution.  Otherwise it just keep the fund growing.

The first priority that this is likely to support is starting unemployed youth to grow Tree Spinach.  This keep it close to home as tree spinach will only grow in the Lowveld, where the C4L campus is located.  The campus already has a Demo Plot and a plan to empower youth in this way.  (See the Livelihoods page for more details.)

So that youth can pay it back...

We would prefer to see youth assisted through a credit scheme to obtain related inputs.  That will revolve as they pay it back - so that they can "pass on the gift" to other youth.