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Pay it forward

Pay it forward so that youth can pay it back

One creative way to do this is to set aside some capital that you do not need right away - but will need later.  A broker can invest 90% of that money in a reliable fund that will grow back to 100% during the period that you don't need it.  Then it can be returned to you from that investment fund.

Meanwhile, the 10% skimmed off at the time that you commit the funds, can be released into C4L's endowment fund.

The time-honored principle of tithing does not mean that we must give away 10% of our wealth. It means that we should give away 10% of the increase.  So don't "park" more than ten percent of your wealth in such a pay-it-forward investment.

Growing C4L's Sustainability Fund

The broker sends your 10% gift to C4L's Sustainability Fund. Your 90% is secure and will be returned to you when it grows back to the original 100% level.

Giving from your increase tops up C4L's sustainability fund.  This has been set up as a kind of endowment fund or rainy-day fund.  It is managed on behalf of C4L by the Christian Development Trust Foundation in Johannesburg.  Only interest can be skimmed off from time to time to provide balance-of-payments support to C4L, and this can only be triggered by a C4L Board Resolution.  Otherwise it just keeps the fund growing.

The first priority that this is likely to support is starting unemployed youth to grow Tree Spinach.  This keeps it close to home as tree spinach will only grow in the Lowveld, where the C4L campus is located.  The campus already has over 1000 spinach trees and a scheme to empower youth teams to become growers on church land.  (See the Livelihoods page for more details.)

So that youth can pay it back...

We would like to see many local churches from each Denomination send their youth teams to C4L for a one-week Exposure Visit.  CDT Foundation can - at best - "prime the pump" by assisting the first youth team from each denomination to visit C4L.